Upon completion of the background investigation and minimum medical qualification, a Suitability Review Panel is convened for each candidate. The Panel examines a candidate’s total record (except medical files) to determine suitability for employment with the Foreign Service. In evaluating suitability, the Panel considers among other points: misconduct in prior employment; criminal or dishonest conduct; misrepresentation in the application process; use to excess of intoxicating beverages; trafficking in or abuse of narcotics or controlled substances; doubt as to loyalty to the U.S. Government; conduct which clearly shows poor judgment; and lack of financial responsibility, including a history of not filing tax returns or meeting financial obligations.