Upon completion of the background investigation, a Suitability Review Panel will examine a candidate’s completed file (except medical records) to determine suitability for employment with the Foreign Service. In evaluating suitability, the Suitability Review Panel takes into consideration factors such as misconduct in prior employment; criminal, dishonest, or disgraceful conduct; misrepresentation, including deception or fraud in the application process; repeated or habitual use to excess of intoxicating beverages; abuse of narcotics or controlled substances; reasonable doubt as to loyalty to the U.S. Government; conduct which clearly shows poor judgment and/or lack of discretion; and financial irresponsibility, including a history of not meeting financial obligations or an inability to satisfy debts.  For a complete list of factors considered, see 3 FAM 2215.2-6 Suitability Criteria. Eligibility for a security clearance and suitability determinations are separate and distinct processes and evaluations, therefore, obtaining a security clearance does not automatically confer a favorable suitability determination.