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Verify your humanity

Selection process - Difficulty?

How difficult is the selection process for entrants?  I am concerned that many applicants are picked from those who were priveledged enough to attend top 10 universities.  Is this a legitimate concern? I have also seen in other online forums that a masters degree is becoming the new unwritten rule for applicants.

I have a BS degree Summa Cum Laude in Finance from a State University.  I have had a Fortune 500 job internship, and extensive overseas experience along with a high degree of knowledge in Spanish.  I will be working towards med-high level proficiency in Korean as well.  

Will these other experiences provide me a reasonable chance for being accepted despite not having attended a Ivy league school nor having a masters?

Thanks!